Debtor Representation and Defense

• Defense of Debt-Based Lawsuits (Credit Card Debt, Loan Debt, and Vehicle Repossessions)

• Unfair Debt Collection (Abusive Language, Excessive Calls or Harrassment, Contact with Employers or Others about your Debt)

• Debt Settlement Negotiation (Negotiating to Stop Creditor Calls, Eliminate or Reduce Interest and Penalties, and Set Workable Payment Plans)

 

Tenant Representation in Landlord-Tenant Disputes

• Eviction Defense

• Security Deposit Claims

• Lease Terminations and Rent Withholding (Negotiations to Enforce Landlord Obligations under Lease, or to Address Unlivable Conditions of the Rental Dwelling)

 

Consumer Claims / Unfair Business Practices

• Auto Mechanic Claims

• Unfair / Deceptive Business Practices

• Misleading Advertising

• Elderly Exploitation Claims

 

Chapter 7 Bankruptcy

• A “fresh start” debt-elimination process under Federal law.

• May eliminate a great deal of debt, including credit card balances, bank loans, credit lines, repossessions, medical bills, and lawsuits. 

• Ability to file bankruptcy creates substantial leverage in negotiating with creditors.

• Those who qualify can keep substantial property including a home, cars, and valued household property while still eliminating / discharging substantial debts.

• We are a federally designated debt relief agency helping people file for bankruptcy relief under the U.S. Bankruptcy Code.